Experience
CA is a division of Risk Finance & Investment Corporation, one of the oldest and most experienced Retro program managers in Washington State. Since 1987, we have consistently earned high returns for our members. In fact, over the last eight years, our average net refund has been among the top performers when compared to the major Retro plans offered by all other construction industry trade associations!

Performance
Our performance speaks for itself. Since 1994, CA members have received an average 40% refund totaling more than $16 million. And their premiums have been reduced an average of 25%. Take a look at our past performance below. We think you'll be impressed.

CA-Performance-Chart

Focus
Unlike some trade organizations with political agendas, CA was established primarily to help businesses prevent on-the-job injuries and to reduce costs associated with injuries when they occur. And while we offer other member benefits, such as social and legislative programs, our focus remains fixed on saving our members money on their L&I premiums.

Service
Since its beginning in 1987, CA has always placed a premium on personal customer service. CA maintains a caseload of fewer than 75 timeloss claims per claims manager, assuring personal attention to each member's account. This means smaller caseloads per staff member and better service for you. Additionally, our claims staff have previous experience working at L&I, so they understand the system and know how to navigate it to your advantage.